Category: Insurance

Essentially, your insurance policy is a contract between you and your insurance company, wherein the parties are required to act in “good faith.” When an insurance company fails to uphold its end of the bargain or contract, there has been a breach of contract, which might rise to the level of a case of insurance bad faith. On behalf of policy holders Hawkins & Gibson has recovered more than ten million dollars from insurance companies who refused to honor their contract with the insured.

Laws concerning bad faith insurance are constantly changing. As a policyholder you have rights, and it is best to seek the advice of a qualified attorney when you believe a bad faith insurance claim has taken place or the insurance company has simply failed to honor the agreement to give you benefits under the policy. Common bad faith cases occur when an insurance company denies a claim without a legitimate reason, fails to adequately investigate a claim, or attempts to settle a claim for less than what it is worth.